Mission Statement, Vision, & Core Values (2026) of China Ruyi Holdings Limited.

China Ruyi Holdings Limited is positioning itself at the intersection of culture, technology and finance with a bold corporate compass-its mission to diversify economic risks and ensure a better life for all drives strategic moves that produced a net profit turnaround to approximately RMB1.228 billion in H1 2025, underpinned by a robust liquidity buffer of about RMB5.53 billion in cash and equivalents as of June 30, 2025; the company's acquisition of a 30% stake in Kuaiqian Financial Services and targeted investments in high-growth entertainment derivatives such as Beijing Lezi Tiancheng Cultural Development Co., Ltd. illustrate how its vision to become a world-class comprehensive reinsurance group with sustainable development and core competitiveness is being operationalized through integrity-driven governance, professional expertise, cooperative partnerships and an aspirational drive that recently secured shareholder support at its Annual General Meeting.

China Ruyi Holdings Limited (0136.HK) - Intro

• To create long-term shareholder value by integrating cultural assets with technological innovation and financial services.
• To cultivate scalable entertainment IPs and derivative ecosystems while leveraging fintech capabilities for sustainable growth.

• To be a leading cultural-technology-finance conglomerate that monetises intellectual property across digital and physical derivative markets.
• To expand global reach of Chinese cultural IPs through cross-sector partnerships and targeted capital allocation.

• Innovation - prioritising R&D and new product formats in entertainment and tech.
• Prudence - maintaining strong liquidity and disciplined capital deployment.
• Collaboration - forming strategic alliances to scale IP, fintech and consumer products.
• Accountability - governance practices that support transparent investor relations and board stewardship.

• Culture + Technology + Finance: Targeted investments to interlink content IP, digital platforms and financial services for cross-selling and monetisation.
• Financial services expansion: Acquisition of a 30% equity interest in Kuaiqian Financial Services to enhance the group's fintech capabilities and product distribution.
• Entertainment ecosystem buildout: Investment in Beijing Lezi Tiancheng Cultural Development Co., Ltd. to enter high-growth derivative markets such as trendy toys and figurines.
• Balance-sheet management: Preserving liquidity while selectively deploying capital into high-return strategic assets.

• AGM outcomes demonstrated shareholder support for management: financial statements adopted and directors re-elected, reinforcing governance continuity.
• Strong cash position (RMB5.53 billion) provides optionality for M&A, working capital and IP investment programs.
• Profitability rebound to RMB1.228 billion in H1 2025 improves credit and investment capacity for strategic expansion.

China Ruyi Holdings Limited (0136.HK) - Overview

• China Ruyi Holdings Limited's mission is to diversify economic risks to ensure a better life for all.
• The company prioritizes financial stability and disciplined risk management to provide secure and prosperous living conditions for employees, investors, partners, and communities.
• Diversification across business segments is a strategic cornerstone to mitigate macroeconomic and sector-specific uncertainties.
• Emphasis on "a better life for all" reflects a commitment to social responsibility, inclusive growth and stakeholder-centric decision-making.
• The mission aligns operationally with recent corporate restructuring and efforts toward financial turnaround, influencing capital allocation, portfolio pruning, and strategic partnerships.

• Long-term vision: transform into a resilient, diversified holding platform that balances stable cash-generating assets with selective growth investments.
• Strategic axes: risk diversification, capital preservation, selective growth investments, and enhancement of stakeholder value.
• Operational focus: strengthen core cash flows, reduce over-leveraging, optimize asset mix, and pursue partnerships or disposals that improve overall balance-sheet health.

• Prudence - disciplined financial governance and conservative risk controls across all business activities.
• Responsibility - aligning corporate actions with social well-being and stakeholder interests.
• Resilience - building flexibility to withstand cyclical downturns through diversified revenue streams.
• Transparency - continual improvement in reporting, governance and investor communications following restructuring milestones.

• Portfolio rebalancing: prioritizing stable, cash-generative assets and exiting non-core or loss-making operations.
• Debt management: negotiating restructuring terms, lengthening maturities, and reducing short-term liquidity pressure.
• Selective reinvestment: allocating capital to segments with sustainable margins and market resilience.
• Governance strengthening: enhancing reporting, board oversight, and stakeholder engagement to support recovery and growth.

• Cash flow stability and liquidity sufficiency to meet operational needs and service obligations.
• Debt-to-equity dynamics and progressive reduction of financial leverage.
• Revenue diversification ratios - goal to lower concentration in any single segment or geography.
• Social and employment impact - maintaining inclusive practices while restructuring.

China Ruyi Holdings Limited (0136.HK) - Mission Statement

• Deliver reliable reinsurance capacity to support insurers in emerging and developed markets.
• Integrate sustainability across product design, underwriting and portfolio allocation.
• Leverage technology and data analytics to improve risk selection, pricing and claims management.
• Maintain disciplined capital management to preserve solvency and support growth.

• Scale and diversification: broaden treaty and facultative portfolios across life, non-life and specialty lines internationally.
• Innovation: deploy advanced analytics, parametric solutions and digital distribution to improve margins and client reach.
• Capital efficiency: optimize capital allocation to target risk-adjusted returns and maintain resilient solvency metrics.
• ESG integration: set targets for greenhouse gas reduction, responsible investments and sustainable underwriting.

• Strategic reinsurance product mix - balance treaty vs. facultative and life vs. property/casualty to smooth volatility.
• Partnerships and capital solutions - co‑reinsurance, retrocession and capital markets instruments to enhance capacity and risk transfer.
• Analytics and risk modeling - invest in catastrophe models, AI-driven underwriting tools and real-time portfolio monitoring.
• Governance and risk culture - strengthen board oversight, enterprise risk management and ESG reporting to meet investor and regulator expectations.

China Ruyi Holdings Limited (0136.HK) - Vision Statement

• Rebuild and optimize core apparel and textile operations to restore profitability and cash generation.
• Accelerate digital transformation across design, retail, and supply chain to improve margin and inventory turns.
• Pursue selective brand and asset rationalization to concentrate resources on high-return segments.
• Strengthen corporate governance and transparency to rebuild market and creditor confidence.

• Reduce inventory days from ~150 to under 100 within 24 months through demand-driven replenishment and SKU rationalization.
• Improve gross margin by 300-500 bps via sourcing optimization and product mix shift toward higher-margin brands.
• Progressive net-debt reduction, targeting a 30-40% decrease over three fiscal years through asset disposals and free-cash-flow generation.